Jian Gong

看是什么样的风水导致你漏财濒濒

2012-02-01T04:50:00Z

一个人是否有钱不能只看其赚钱多少，还要看其是否能将赚来的钱留住，否则赚再多的钱也是财来财去，难以成为有钱人。下面我们从风水的角度来为大家分析一下，为何有的人赚钱很多，却难以留住，总是濒濒漏财。

一、入户大门正对厨房、厕所、镜子或后门

在家居风水中，从入户大门进来正对的区域被称为明堂，此处宜开阔，最好能见红、见绿，这样可以将大门进入的财气留住。如果入户大门正对厨房，财气会直接从厨房漏掉，无法进入家中；而厕所属于污秽之地，如果大门与厕所正对，财气直接进入厕所，吉气也变成秽气了；而镜子具有反射效果，如果大门正对镜子，会将财气直接反射回去，同样无法进入家中；而如果入户大门正对后门，财气进入家中无法停留，会直接从后门出去，这些情况都会导致漏财。

二、厨房、厕所位于家居的中宫位置

在风水中，家居的中宫位置属于聚财的位置，假如把厨房设在此处，即是用火烧财，除了破财之外，还会对家人的健康不利；假如厕所位于家居中宫，财源会随着下水一起流走，而且还会对心脏、肝脏、脾胃有一定的影响。此外，家居的中宫位置也不宜放置鱼缸，否则钱财也很容易就会流光。

三、家中财位被压

从风水的角度来看，每个家居中都有财位，而财位上适合摆放招财的饰物，或宽叶的绿色植物，或者是沙发床等；最忌的就是放置重物，如衣橱、书柜、空调等，这样会使家人的财运产生严重的阻碍，除了赚钱辛苦外，也不容易将财留住。

四、阳台正对阴气较重的建筑物

除了家居内部的风水格局外，家居的外部环境也会对家中人造成一定的影响。例如家居附近有一些阴气较重的建筑物，如庙宇、道观、医院、殡仪馆、坟场等等，或者是大片的阴森丛林、外形丑恶的山等，而且家中的阳台与这些建筑物正好相对，这样便会直接影响到家中人的财运，导致漏财濒濒。这时可以在阳台上摆放泰山石或带刺的植物来进行化解。

Invest opportunity, 4-plex for sale

2012-01-25T18:26:00Z

2401 23 st north 4-plex

newer carpet

newer paint

newer counter top

all newer laminate floor

4 pc bath for each unit

stairs

kitchen view

newer floor coverings

corridor inside

Type:	Fourplex
Title to Land:
Property Size:	Under 1 acre

Heating:	Forced Air
Water:	Municipal
Sewer:

Exterior:	Stucco, Vinyl
Driveway:	Gravel
Found/Basement:	Fully Developed
Features:	Appliances Included, Bus Route, Shopping Nearby
Roof:	Other
Flooring:	Carpet, Lino

Inclusions	4 fridges, 4 stoves, 1 storage shed.
Exclusions
Remarks	Well taken care of 4 plex situated in north side close to the Uplands for sale. Two 3-bedroom units 850 sq. ft. renting for $750/mo, two 2-bedroom units 760 sq. ft. renting for $650, plus utilities. Good long term tenants are willing to stay. All newer laminate floors except unit #4 which is newer carpet in the living room. Newer kitchen counter top in unit #4; 3 new doors for units 1,2,&3. Hot water tanks for unit 1 and 4 are less than 5 years old; 5 parking spots in the back. Close to schools, transportation and most amenities. Roll shingles roof.

Com/Ret Space:
Rent Control:
Age:	36

Sign:	Yes
Lockbox:	No	RPR:
#Stories:

Garage:	Gar.Details:
Parking:	Park.Dim.:	5 parking spaces in the back.

1-Bedr.Units:		2-Bedr.Units:	2	3-Bedr.Units:	2
4-Bedr.Units:		Bach.Units:		Rental Units:
Stoves:	4	Dishwashers:		Washers:
Dryers:		Microwaves:		Fridges:	4

Income Information

Rental Income:	33600	Laundry Income:		Other Income:

Expense Information

Insurance:	800	Maintenance:		Water/Sewage:
Heating:		Electricity:		Snow/Garbage:
Management:		Taxes:	4958	Other Costs:

Totals

Total Income:		Total Expenses:		Net Income:

Prop.Tax:	$4807 (2011)	Down Payment:	449000

Seller Name:	THUY LE

Over 3000 sqft developed living area

2012-01-13T19:17:00Z

388 Grizzly Cr North

dinning area

spacious kitchen area

extra cupboards

appliances are included

en-suite in the master bedroom

4 pc baths in the basement

4 pc bath on up level

2 sinks on the main bathroom

ensuite bathroom

family room upstairs

good sized famly room upstairs

master bedroom

tray ceiling in the master

room 4 on the main floor

room 2

room 5 in the basement

room 6 in the basement

stair view from the top

family room downstairs

tank-less hot water

water -soften

power panel

93% energey efficient

Family room down stairs

paved walkway

covered deck in front

living room on the main floor

4 pc bath on the main floor

room 3

Type:	Single Family
Style:	2 Storey
Title to Land:
Property Size:	Under 1 acre
Land Features:	Fenced, Landscaped
Access:

Heating:	Forced Air
Parking:	Attached Garage, Double Garage
Water:	Municipal
Sewer:	Municipal
Services:

Exterior:	Stone
Driveway:	Double, Paved
Found/Basement:	Fully Developed
Features:	Balcony/Deck/Patio, Central Air, Central Vacuum, Ensuite, Fireplace(s), Jetted Tub, Park Nearby, Underground Sprinkler
Roof:	Asphalt Shingle
Flooring:	Carpet, Ceramic/Marble, Laminate

Inclusions	Stove, fridge, dishwasher, hood fan, washer, dryer, central air, 2 garage controls and openers, garbage garberator, central vacuum and attachment, window coverings.
Exclusions
Remarks	Prestige and spacious builder`s own home, situated in quiet neighbourhood in Uplands. Large 6-bedrooms, 4 full baths,ensuite in the master bedroom, 2 gas fireplaces. Many extra features including front and rear covered decks, central air, underground sprinklers, granite counter tops throuhgout. Tray ceiling in the master bedroom, high efficient furnace, tankless hot water facility, water softner.

Bedrooms:	4+2
Total Bedrooms:	6
Bathrooms:	4 \
Rental Income:
Age:	5

Sign:	Yes
Lockbox:	Yes	RPR:	Yes
Road:
CSA/Ser#:

Garage:		Gar.Details:
Water Access:		Water:

Floor	Room	Size	Floor	Room	Size
MAIN FLOOR	LIVING ROOM	14.3X15	BASEMENT	BEDROOM	10X12
MAIN FLOOR	KITCHEN	13X16	BASEMENT	BEDROOM	9X11.3
MAIN FLOOR	DINING NOOK	12X14	2ND FLOOR	FAMILY ROOM	14.3X17
2ND FLOOR	MASTER BEDROOM	16.2X11.7	MAIN FLOOR	GREAT ROOM	15X12
MAIN FLOOR	BEDROOM	9X11.7	MAIN FLOOR	BATH (# pieces 1-6)	4 PCE BATH
2ND FLOOR	BEDROOM	13X10	2ND FLOOR	BATH (# pieces 1-6)	4 PCE BATH
2ND FLOOR	BEDROOM	11.3X11.8	2ND FLOOR	BATH (# pieces 1-6)	4 PCE BATH

Prop.Tax:	$3586 (2011)	Down Payment:	425000

live up and rent, live for free

2012-01-13T19:14:00Z

30 st james pl n

kitchen view upstairs

kitchen view downstairs

kitchen down

dinning area upstairs

living, dinning,kitchen down

4 pc bath down

good sized living rm upstairs

living room downstairs

master bedroom upstaris

utility room

dinning area upstairs

real parking space

new carpet downstairs

down stairs

4 pc bath upstairs

second room upstairs

share laundry room

Single Family
Style:	1/2 Duplex
Title to Land:
Property Size:	Under 1 acre
Land Features:	Fenced, Landscaped
Access:

Heating:	Forced Air
Parking:	Off Street Parking
Water:	Municipal
Sewer:	Municipal
Services:

Exterior:	Vinyl
Driveway:	Double, Other
Found/Basement:	Fully Developed, Suite
Features:
Roof:	Asphalt Shingle
Flooring:	Carpet, Laminate, Lino

Inclusions	2 fridges, 2 stoves, 2 dishwashers, 1 washer, 1 dryer, window blinds.
Exclusions
Remarks	Are you looking for live up and rent down? Here it is. This half duplex is only 8 years old, good square footage, has 2 good sized bedrooms up, full 4 pce bath, kitchen, living, dining rooms, same as in the basement, with 2 room suite down, with new carpet, (one month old), laminate floor in both kitchens and dining areas, separate entrance, open floor plan, both up and down share laundry facility. Insulated between up and lower levels. Real parking, little yard fenced. Tenant is living upstairs. $900/m, lower level vacant.

Bedrooms:	2+2
Total Bedrooms:	4
Bathrooms:	2 \
Rental Income:
Age:	8

Sign:	Yes
Lockbox:	Yes	RPR:
Road:
CSA/Ser#:

Garage:		Gar.Details:
Water Access:		Water:

Floor	Room	Size	Floor	Room	Size
MAIN FLOOR	LIVING ROOM	14.5X11.8	BASEMENT	FAMILY ROOM	14X12
MAIN FLOOR	KITCHEN	11.5X10	BASEMENT	LAUNDRY	10.8X5.5
MAIN FLOOR	DINING NOOK	11.8X8.5	BASEMENT	KITCHEN	11.5X9
MAIN FLOOR	MASTER BEDROOM	13X11	BASEMENT	DINING NOOK	10X9
MAIN FLOOR	BEDROOM	10.5X9.5	MAIN FLOOR	BATH (# pieces 1-6)	4 PCE BATH
BASEMENT	BEDROOM	10.5X9	MAIN FLOOR	BATH (# pieces 1-6)	4 PCE BATH
BASEMENT	BEDROOM	10.5X8.5

Prop.Tax:	$2152 (2011)	Down Payment:	255000

Alberta housing market forecast

2011-12-24T05:41:00Z

Most major cities to see housing 'correction;' Alberta cities to come out as winners
Thursday, December 22, 2011
By Kim Covert, Postmedia News

Housing sales grew in 2011 by 2.2 per cent, according to TD Economics.

Photographed by:
Terry Peters, North Shore News
OTTAWA — The Canadian housing market in 2012 will be a "tug-of-war," with low interest rates hauling hard on one end of the rope, and economic uncertainty joining forces with slow income and employment growth to pull back on the other, according to a report from TD Economics.
The suggests Calgary and Edmonton will come out on the winning side, while price corrections will sap the strength of the powerhouse markets in Toronto and Vancouver.
Housing sales grew in 2011 by 2.2 per cent, according to the report by economist Sonya Gulati, and prices rose by an estimated 7.5 per cent — though once the overheated condo markets in Vancouver and Toronto were removed from the equation the overall price gains were much more muted.
"Looking ahead, we anticipate a tug-of-war action to take hold in the Canadian real estate market," Gulati said in the report. "At one end of the rope is the magnetism of low interest rates; at the other are subdued prospects for economic, income and employment growth. Ultimately, we expect the economic side of the equation to win out over the near-term."
Economic factors will be influenced in the first half of 2012 at least by continuing global financial turbulence, and while that's expected to die down in the second half of the year, renewed economic strength in 2013 will likely come with higher interest rates, which will reduce housing affordability.
Accordingly, sales are expected to fall by 2.4 per cent next year and 3.5 per cent in 2013, while prices will suffer average declines of 1.9 per cent in 2012 and 3.6 per cent in 2013, Gulati says.
TD estimates prices are over-valued 10 to 15 per cent, though that is expected to drop over the forecast period.
"Economic, income and employment drivers no longer support the pace of activity and price gains we witnessed in the early phases of the recovery," the report said. "Our current forecast points to a gradual unwinding of over-valuation, but more turbulence in Europe, the U.S., or even here at home, may speed up the period over which the excesses are evaporated."
The report breaks down the housing price, sales and starts forecasts for 12 cities across the country.
"Among the 12 major markets profiled in this report, Calgary and Edmonton ought to lead the pack," Gulati writes. "Solid economic fundamentals and the absence of a recent run-up in prices support our call. Toronto and Vancouver do not appear to be as lucky — we have them experiencing a greater-than-average correction in both sales and prices over the next two years."
Surprisingly, Saint John, which will record its fourth consecutive year of sales declines in 2011, is expected to see the best overall outcome for the period.
"Slightly better lumber prices and an increase in U.S. consumer demand support an improved job climate," Gulati said. "As a result, the employment growth rebound on tap for 2012 and 2013 within Saint John, and the unemployment rate once again dropping as a result, should allow the region to be the only one on our short list to avoid a correction over our forecast period" with sales increases of 2.3 per cent in 2012 and 1.1 per cent in 2013.
Postmedia News

Some tips for selling

2011-12-21T18:29:00Z

Today's buyers are looking for turnkey homes. That is, they want to move right in without having to do a lot of work. Buyers with busy lifestyles pay a premium for listings that are in prime condition. Staging can make the difference between a listing selling or not, the time it takes to sell, and the ultimate sale price.

Sellers who are financially strapped often have a hard time accepting that they'll need to invest in preparing a house for sale even though they may sell for less than they paid. Fix-up costs can mount up; your agent can help you prioritize so that you don't waste money. It's important to keep your goal in mind, which is to sell your house in a difficult market.

Recently, a home in Piedmont, Calif., an affluent city neighboring Oakland, came on the market in "as is" condition. It had been lived in for decades without much upgrading. Although located in a desirable area, the listing was vacant, dark and showed poorly. The sellers refused to do any work to improve its appeal.

After months on the market with no significant interest, the sellers pulled the house off the market and made improvements. The wall-to-wall carpet was pulled up to reveal hardwood floors that were then refinished. Painters lightened the interior and a professional stager was hired to bring in furniture, artwork, house plants and accessories. The listing was put back on the market with a fresh look and sold right away.

HOUSE HUNTING TIP: Although listings staged by a good decorator show well and often sell quickly, you don't need to spend a lot to put your home into shape for marketing. Most homeowners have too many personal possessions in their home from a sale standpoint. Decluttering is something most sellers need to do.

This can generate uncomfortable emotional responses. One seller, who was cleaning out the family home of 50 years, found a packet of love letters his father sent to his mother. Of course, he had to read all of them, which delayed his fix-up schedule.

Consider hiring someone to help you sort, pack, donate and recycle items that you no longer want. You may be able to take a tax deduction for things you donate. Make sure to get a receipt. Your real estate agent should be able to recommend someone who can help you clear your house of clutter if you are overwhelmed by the project.

Your agent, or stager, may ask you to put away collections of art, personal photos, etc. This can be difficult for most sellers because, for them, it's part of the emotional appeal of their home. Your house won't look like your home after you've removed personal possessions and moved what's left around to display the house to its best advantage.

That's the point of the preparation process. You don't want prospective buyers focusing in on your personal property; you want them to focus on the house. Keep in mind that how you live in your home and how it should look when it goes on the market are not the same.

Some sellers complain that their house looks too stark without all their possessions. Even so, it helps you to detach yourself emotionally from the property. Also, less personal property usually gives homes a more spacious feel. When buyers are looking for the most for their money, bigger is usually better.

To close the deal, a listing should be spotless and inviting. Bring in new house plants to put in strategic locations, like orchids in the bathrooms. In dark spots that need a dash of warmth and color, use bromeliads.

THE CLOSING: If you can't pull this together yourself, or with the help or your agent, hire a good stager for a consultation or a proposal for full or partial staging.

living up and renting down, live for free

2011-12-20T21:18:00Z

-->

30 st james pl n

kitchen view upstairs

kitchen view downstairs

kitchen down

dinning area upstairs

living, dinning,kitchen down



	Are you looking for live up and rent down? Here it is. This half duplex is only 8 years old, good square footage, has 2 good sized bedrooms up, full 4 pce bath, kitchen, living, dining rooms, same as in the basement, with 2 room suite down, with new carpet, (one month old), laminate floor in both kitchens and dining areas, separate entrance, open floor plan, both up and down share laundry facility. Insulated between up and lower levels. Real parking, little yard fenced. Tenant is living upstairs. $900/m, lower level vacant.

Every woman is beautiful

2011-12-17T17:37:00Z

feng shui 风水

2011-12-17T17:33:00Z

hardship

2011-11-17T19:07:00Z

One property I represented. After several open houses, numerous advertising, finally I got an offer. The both sides have agreed on the price.

The appraised value is much lower than the asking price. Even so, buyer is willing to pay for it. Since CMHC got involved, they came up the price is $10,000 lower than the agreed price. Therefore buyer could not get the mortgage as he would like. So we discussed if the seller is willing to reduce $10,000. Even so, it is still higher than the appraised valued.

Gosh, that seller won’t agree, asked me if I would like to take 0 commission. I really wish I have a pie in the hand at that moment and can throw it on his face.

What a greedy people around!

After I calm down, I told the seller, the asking price is much higher than the market value. Buyer has agreed to pay for it. What is really in your mind? Although you are my client, my god, but we are also a business partner, you build homes; I sell them, helping you to make products into cash flow.

He won’t listen; decide to keep the house instead of selling. All the efforts I have made and the advertising I paid gone to the water.

I have to close this page, going to the next one.

Good luck to him!

living in an older home

2011-11-07T17:06:00Z

The charms of living in an older home can be many - history, style, craftsmanship, quirks. But there's no denying that living in such a home has its challenges. Maintenance can be tricky and expensive, especially if certain systems and features have been neglected over the years. Let's take a look at some common situations found in many older homes:

Energy inefficiency is probably the number-one issue with older homes. Most older homes were constructed with single-pane windows; if these windows are still there, they likely don't fit very well. Replacement windows can be very expensive, but will contribute immensely to reduced energy use and heating and cooling costs. Most replacement windows are available in several styles, so finding one that suits the look of your older home is easier than ever.

Like single-pane windows, poor (or no) insulation will also result in wasted energy and money. The most important and easiest area of the home to insulate is the attic, but walls and floors above ventilated crawlspaces should be insulated as well if possible. The attic may already have insulation but it may be inadequate by current standards.

If your home has older water pipes, have them checked to identify the material and determine if they need to be replaced. Some older materials such as galvanized steel, iron, and even lead are subject to deterioration and are still in use today even though new construction does not allow them. Replacement options include copper and CPVC piping.

Outdated electrical systems can still sometimes be found in older homes and may not only be dangerous, they can make the house uninsurable. Even if no danger is present, we use so much more electricity in our homes now that the capacity of your older system may be inadequate. Only a qualified electrician should attempt any repairs or updates to your home's electrical system.

Drinking warm water or tea.

2011-10-12T23:34:00Z

Heart Attacks And Drinking Warm Water
This is a very good article. Not only about the warm water after your
meal, but about Heart Attacks. The Chinese and Japanese drink hot tea with
their meals, not cold water, maybe it is time we adopt their drinking
habit while eating.
For those who like to drink cold water, this article is applicable to you.
It is nice to have a cup of cold drink after a meal. However, the cold
water will solidify the oily stuff that you have just consumed. It will
slow down the digestion. Once this 'sludge' reacts with the acid, it will
break down and be absorbed by the intestine faster than the solid food.
Itwill line the intestine. Very soon, this will turn into fats and lead to
cancer. S
It is best to drink hot soup or warm water after a meal.

Common Symptoms Of Heart Attack...
A serious note about heart attacks - You should know that not every heart
attack symptom is going to be the left arm hurting
. Be aware of intense pain in the jaw line.

You may never have the first chest painduring the course of a heart
attack. Nauseaand intense sweating are also common symptoms. 60% of people
who have a heart attack while they are asleep do not wake up.. Pain in the
jaw can wake you from a sound sleep. Let's be careful and be aware. The
more we know, the better chance we could survive.

A cardiologist says if everyone who reads this message sends it to 10
people, you can be sure that we'll save at least one life. Read this &
Send to a friend. It could save a life...So, please be a true friend and
send this article to all your friends you care about.
I JUST DID

FYI.
Valuable Information!
Correct timing to drink water, will maximize its effectiveness on the
Human body.
Two (02) glass es of water - After waking up - Helps activate internal organs
One (01) glass of water - 30 minutes before meal - Help digestion
One (01) glass of water - Before taking a bath - Helps lower blood pressure
One (01) glass of water - Before sleep - To avoid stroke or heart attack

Home Staging Tips on a Budget

2011-10-05T00:27:00Z

You already love your home, but convincing someone else to love it means helping them see the space’s possibilities. Here are some tips to help you help your home put its best foot forward, without breaking the bank.

Tidy up

You don’t want a barren house, but you need to leave room for buyers to imagine their own lives–and things. Before you spend a single dollar or moment on any improvements, clear out every bit of clutter you can manage. If possible, free up space in the garage, closets, and other large storage spaces to help buyers imagine how much space they’ll have for their own things.

Scrub

Your “lived-in” is someone else’s “dirty.” After you’ve eliminated clutter, clean everything from floor to ceiling. Don’t forget to clean vents, corners, plants, and other areas where dust can be easily missed. Be sure to scrub your walls, inside and out, particularly near fireplaces or areas with candles. If this kind of thorough cleaning isn’t in your schedule or your DNA, a few hundred dollars spent on housekeeping will be a worthwhile use of resources.

Paint

Experts agree that the most cost-effective way to increase the appeal of your home is a fresh coat of paint. Just be sure to stick to safe, neutral colors, and limit your artistic expression. You want to create a clean canvas of possibilities–not an art project the new buyer will need to fix.

Freshen facades

Homeowners have been refinishing cabinets for decades. There’s no reason not to extend that practice to your dishwasher, too.

If your “charming retro kitchen” actually looks more “grandpa,” but you don’t have the money for new fixtures, consider resurfacing your existing appliances. Aluminum and stainless steel stick-on coverings can give your old appliances a fresh new look. But be warned: Not all stick-on surfacing is equal. Do not buy online until you’ve tested a product in person, or you’re liable to wind up with a bubble-filled vinyl mess.

Let it breathe

If weather permits, air out your house for 20 to 30 minutes before showing it, particularly in you have any heavy smells in the home. If you’re staying elsewhere, run the air conditioning or heating for an hour beforehand to clear out any residual system smells, as well. And avoid harsh air fresheners such as incense in favor of frees flowers, or that old standby, cookie dough.

Do You Really Need an Agent?

2011-10-05T00:24:00Z

It’s almost 2012. Do you really still need a middleman in real estate? You can find anything and contact anyone on the Internet. What’s to stop you from finding a home online, going straight to the source, and saving yourself a few percent on the commission?

Nothing at all. But before you decide to buy or sell a house without an agent, take this to heart: You’ll probably lose money on the deal. A lot of it. Why? For the same reason you don’t represent yourself in court, or fix your own transmission. You’re not an expert.

There’s nothing shameful about that. You should educate yourself as much as possible about your market (it’s your house, after all), but you don’t spend all day, every day working in the field. You may have researched comparable homes in your area, but you don’t know what other buyers and sellers are thinking. You don’t know what’s hot, what’s not, and what other opportunities might be steering prices up or down.

A real estate agent is a negotiator who knows the ins and outs of your market. She knows what buttons to push, how to remain objective, and when to move on. She’s also done this dozens of times before, and can guide you through legal and regulatory issues that could cost you tens of thousands of dollars. If you’re dealing with a short sale, a foreclosure, a rental unit, or any other property with special guidelines attached, this guidance is critical.

You can certainly buy or sell your own home, but doing so will cost you time, money, and frustration you could save by handing the job to a pro–letting you focus on finding the perfect home.

74 Parkview estate

2011-08-31T20:25:00Z

74 Parkview

kitchen and dinning area

kitchen

living room

work shop

dinning area

master bedroom

room 3

Room 2

Laundry area

corridor

4 pc bath

deck in the back

park like yard

kabu included

Only $89000 Completely remodelled in 2005 by a professional builder, 14x64 plus 10x41 addition of a sun room sits on a beautiful corner treed lot. Upgrades include wild cherry laminate floor throughout, cupboards, kitchen, bathroom, drywall throughout, high quality furnace, sinks, taps, plumbing, 11 new energy efficient windows, light fixtures, skirting, pressure treated plywood and framing, siding. All appliances included plus 52 inch TV set. Deck in the back. Buyer has to be approved by the park administration.